HSAs are much more flexible than traditional health insurance when it comes to dependants.
CRA allows for your tax free HSA funds to be used for reimbursement of claims for any person related by blood, marriage, or law who is financially dependent upon you, the Member!
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spouses
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children
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step children
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parents
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in-laws
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grandparents
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cousins
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and more...
The key is that the individual(s) must be financially dependent upon you in order to qualify. If you have a specific situation which is outside the relationships listed above, we suggest that you speak with a tax expert for advice on eligibility.
For a common-law spouse to qualify as a dependant, you must have co-habitated (lived together) for the last 12 consecutive months.